diff --git a/src/settings-store.ts b/src/settings-store.ts
index 3519439..57aa11e 100644
--- a/src/settings-store.ts
+++ b/src/settings-store.ts
@@ -111,6 +111,7 @@ function readCodexAccount(index: number): CodexAccountSummary | null {
     OPENAI_API_KEY?: string;
     tokens?: { id_token?: string; access_token?: string };
   }>(file);
+  const live = readCodexLiveStatus(index);
   let accountId: string | null = null;
   let email: string | null = null;
   let planType: string | null = null;
@@ -145,6 +146,12 @@ function readCodexAccount(index: number): CodexAccountSummary | null {
       }
     }
   }
+  // Live wham/usage data, written by refreshCodexAccount, takes precedence.
+  if (live) {
+    if (typeof live.plan_type === 'string') planType = live.plan_type;
+    if (typeof live.email === 'string') email = live.email;
+    subscriptionLastChecked = live.checked_at;
+  }
   return {
     index,
     accountId,
@@ -279,6 +286,7 @@ export function updateModelConfig(
 
 const CODEX_OAUTH_TOKEN_URL = 'https://auth.openai.com/oauth/token';
 const CODEX_OAUTH_CLIENT_ID = 'app_EMoamEEZ73f0CkXaXp7hrann';
+const CODEX_USAGE_URL = 'https://chatgpt.com/backend-api/wham/usage';
 
 interface CodexAuthFile {
   auth_mode?: string;
@@ -292,6 +300,61 @@ interface CodexAuthFile {
   last_refresh?: string;
 }
 
+interface CodexLiveStatus {
+  checked_at: string;
+  plan_type?: string | null;
+  email?: string | null;
+}
+
+function planStatusPath(index: number): string {
+  if (index === 0) {
+    return path.join(os.homedir(), '.codex', 'plan-status.json');
+  }
+  return path.join(
+    os.homedir(),
+    '.codex-accounts',
+    String(index),
+    'plan-status.json',
+  );
+}
+
+function readCodexLiveStatus(index: number): CodexLiveStatus | null {
+  return readJson<CodexLiveStatus>(planStatusPath(index));
+}
+
+function writeCodexLiveStatus(index: number, status: CodexLiveStatus): void {
+  const file = planStatusPath(index);
+  fs.mkdirSync(path.dirname(file), { recursive: true });
+  const tempPath = `${file}.tmp`;
+  fs.writeFileSync(tempPath, `${JSON.stringify(status, null, 2)}\n`, {
+    mode: 0o600,
+  });
+  fs.renameSync(tempPath, file);
+}
+
+async function fetchCodexLivePlanType(
+  accessToken: string,
+): Promise<{ plan_type?: string; email?: string } | null> {
+  try {
+    const res = await fetch(CODEX_USAGE_URL, {
+      method: 'GET',
+      headers: { authorization: `Bearer ${accessToken}` },
+    });
+    if (!res.ok) return null;
+    const json = (await res.json()) as {
+      plan_type?: unknown;
+      email?: unknown;
+    };
+    return {
+      plan_type:
+        typeof json.plan_type === 'string' ? json.plan_type : undefined,
+      email: typeof json.email === 'string' ? json.email : undefined,
+    };
+  } catch {
+    return null;
+  }
+}
+
 function readCodexAuthFile(file: string): CodexAuthFile | null {
   return readJson<CodexAuthFile>(file);
 }
@@ -354,6 +417,24 @@ export async function refreshCodexAccount(
   };
   writeCodexAuthFile(file, updated);
 
+  // Hit chatgpt.com/backend-api/wham/usage to read the live plan_type
+  // (the JWT id_token's chatgpt_plan_type / *_active_until / *_last_checked
+  // claims are cached on OpenAI's auth0 side and don't refresh on every
+  // OAuth refresh_token grant). Persist the live values to a sidecar
+  // plan-status.json so readCodexAccount can prefer them.
+  const accessToken =
+    payload.access_token ?? data?.tokens?.access_token ?? null;
+  if (accessToken) {
+    const live = await fetchCodexLivePlanType(accessToken);
+    if (live) {
+      writeCodexLiveStatus(index, {
+        checked_at: new Date().toISOString(),
+        plan_type: live.plan_type ?? null,
+        email: live.email ?? null,
+      });
+    }
+  }
+
   const summary = readCodexAccount(index);
   if (!summary)
     throw new Error('failed to re-read codex account after refresh');